Appraisal services for Lexington and Fayette County homeowners
See the top seven reasons KY homeowners order from Adams Real Estate Services:
Need help deciding the value of your house in or near Lexington, KY?
We at Adams Real Estate Services understand the particular needs of a customer looking for appraisal services. Our customary business clients understand the appraisal process and the standard "products" we deliver to them. But as a general consumer,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we report our findings. Pre-listing Services/For Sale By OwnerSince you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Adams Real Estate Services, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value judgement than yours. Appraisals to remove PMIA popular way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Adams Real Estate Services, we're veterans in helping customers just like you do away with unneeded and unwanted PMI insurance. Challenge Tax AssessmentYour local tax assessor may have your house overvalued if you live in a local area that's declining or is not appreciating as much as other homes close by. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. When challenging your property tax assessment, getting a professional appraisal from Adams Real Estate Services is your perfect weapon. Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. Not only can this be inconvenient from a cash flow angle, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Adams Real Estate Services can help you reinstate your home equity line of credit with an expert appraisal. Field and Desktop Appraisal Review ServicesDo you need an expert to double-check your appraisal for accuracy, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal report you may have had done before. Even though this is usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your house. |